The Tiny $2 Electrical Panel Issue That Can Cause a Big Florida Insurance Headache If you own an older Florida home, there is a decent chance you’ve heard of a four-point inspection. Roof. Electrical. Plumbing. HVAC. Seems simple enough. Except lately, I’m seeing inspectors flag things that make homeowners say: Wait… THAT matters? Case in point: a tiny pointed screw on an electrical panel...