Covid finally got me.

The day has come. I tested positive for Covid. I'm not sure what is different about Omicron vs. Delta but I can tell you Omicron is a busy virus who loves spreading herself around town. It seems everyone has it. During my forced downtime in Quarantine I naturally got a little stir crazy....my insanity is your enjoyment! Hope my videos make you laugh! I'll see you soon as soon as I can break out...

Fed makes big shift!

https://www.youtube.com/watch?v=5dQzzexGCPA The Federal Reserve said on Wednesday (12/15/21) that it will slow bond purchases twice as fast as planned, and possibly halt that program altogether in March. The purposes of the bond purchases was to keep long-term rates low to help the economy. Since unemployment is falling and inflation is at a near-40-year high it seems no longer needed The...

Gulf Breezes and Views!

Prepare to fall in love with this lovely Key West pool home nestled on Indian Bluff Island, a Palm Harbor hidden gem! On your cell? Click the main pic for a tour and...

Foreclosure Wave Coming?

It feels like everyone has become a real estate guru lately! From the guy at the car wash to the receptionist at my dentist office, everywhere I turn people have very clear opinions on the future of our real estate market.  I have never been a fortune teller. Heck if you asked me two years ago what a pandemic was I would likely have had to Google it.   So what do I say to those who "know...

Have Citizens? Your homeowners insurance may go up.

SB 76 which was just passed in June raises Citizens’ current 10% cap on annual premium increases by 1% each year over the next five years in order to make its rates more competitive with private insurance coverage.  What is Citizens and why the increase?Citizens was created by the Florida Legislature in 2002 as a not-for-profit, tax-exempt, government entity to provide...

Why are mortgage rates all over the map?

I recently read a great article from Barry Habib that explains it quite well. 1- When interest rates drop dramatically, there is an increased incentive for many people to refi their loans.  This causes the loans that a Servicer had on their books to pay off sooner…often before that 3-year break-even period.  2- The level of forbearance request has increased over 2 million... the Servicer...

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